While the idea of making a court appearance may be intimidating, with the help of an experienced bankruptcy attorney, the process will be over quickly and you will wind up having the fresh start that bankruptcy can bring. Filing for bankruptcy can immediately free you from the threat of repossessions, foreclosure, wage garnishment or bank account levies. You may be able to keep your home, your car, and most, if not all, of your possessions.
Once your Bankruptcy case is filed, a hearing will be set about 4 to 6 weeks later. You and your attorney will go to a conference room at the courthouse and meet with the Bankruptcy Trustee. The Trustee will review the Bankruptcy filing and ask a few simple questions about your debts and assets.
The experienced Ohio bankruptcy attorneys at Fesenmyer Cousino Weinzimmer understand that financial problems can happen to the most hard-working and well-intentioned people. With law offices in Columbus, Dayton and Cincinnati, our compassionate attorneys provide advice, assistance, and a pathway to a fresh start for clients with financial difficulties in central and southwestern Ohio. Our clients receive personalized case evaluations and counsel regarding debt relief options; including Chapter 7 bankruptcy, Chapter 13 bankruptcy
Chapter 13 debt reorganization, debt settlement negotiations with creditors, and foreclosure defense for mortgage holders.
We will handle all necessary court appearances, filing fee deadlines, and creditors meetings in a timely, efficient manner. Delaying can only make your situation worse, so call us or contact us online today.
Courthouses in Southern Ohio
There are three courthouses in the southern Ohio area, and they are open to the public Monday through Friday from 9:00 a.m. to 4:00 p.m. They are as follows:
Cincinnati Divisional Office
221 East Fourth Street
Atrium Two, Suite 800
Cincinnati, Ohio 45202
(513) 684-2572
Officials are:
- Hon. Jeffery P. Hopkins, Chief Judge
- Hon. Beth A. Buchanan
- Richard B. Jones, Clerk of Court
- Carolyn Buffington, Chief Deputy
- Lynnetta Suggs Rollinson, Deputy in Charge of Cincinnati
Columbus Divisional Office
170 North High Street
Columbus, Ohio 43215
(614) 469-6638
Officials are:
- Hon. Charles M. Caldwell
- Hon. John E. Hoffman Jr.
- Hon. C. Kathryn Preston
- Richard B. Jones, Clerk of Court
- Carolyn Buffington, Chief Deputy
- Mecca S. Carter, Ph.D., Deputy in Charge of Columbus
Dayton Divisional Office
120 West Third Street
Dayton, Ohio 45402
(937) 225-2516
Officials are:
- Hon. Guy R. Humphrey
- Hon. Beth A. Buchanan
- Richard B. Jones, Clerk of Court
- Carolyn Buffington, Chief Deputy
- Tolanda Gilmer, Deputy in Charge of Dayton
There are also five courthouses in the Northern Ohio Division:
John F. Seiberling Federal Building & U.S. Courthouse
455 U.S. Courthouse
2 South Main Street
Akron, Ohio 44308
Phone: (330) 252-6100
Ralph Regula Federal Building and U.S. Courthouse
401 McKinley Avenue, S.W.
Canton, Ohio 44702-1745
Phone: (330) 458-2120
Howard M. Metzenbaum U.S. Courthouse
201 Superior Avenue
Cleveland, Ohio 44114-1235
Phone: (216) 615-4300
James M. Ashley and Thomas W. L. Ashley U.S. Courthouse
1716 Spielbusch Avenue
Toledo, Ohio 43604
Phone: (419) 213-5600
Nathaniel R. Jones Federal Building & U.S. Courthouse
10 East Commerce Street
Youngstown, Ohio 44503-1621
Phone: (330) 742-0900
Types of Bankruptcy
The United States Bankruptcy Code provides several ways for individuals to file bankruptcy. The most common types are Chapter 7 and Chapter 13.
Chapter 7: A Chapter 7 bankruptcy has the power to discharge (eliminate) most or all consumer and/or business debts so they no longer have to be paid. Chapter 7 bankruptcy is over in a few months, so you can begin rebuilding credit quickly. If you do not own a great deal of property, your possessions may all be exempt, qualifying you for a “no asset” case.
Chapter 13: With a Chapter 13 bankruptcy, you can repay some or all of your debt affordably over a three- to five-year period. Chapter 13 allows you to consolidate your payments to avoid fees and fines. If you successfully complete the court-approved payment plan, the debts covered by the plan are discharged.
Contact Us for Help, Answers, and Peace of Mind
The bankruptcy code is complicated and filled with extremely complex procedures and rules. Making mistakes can lead to your case being dismissed by the court without a discharge, missing out on exemptions, and losing property that you might have been able to keep. It pays to hire an experienced attorney to guide and advise you through the entire process.
The seasoned and compassionate Ohio bankruptcy lawyers at Fesenmyer Cousino Weinzimmer are dedicated to helping you through the maze of personal bankruptcy. Patience, compassion, and skillful guidance are attributes of our debt-relief law practice.
Our team of bankruptcy and debt-settlement attorneys work hard to ensure each client’s situation is handled professionally, taking the time to advise them of the best options for their individual situations. Once our clients decide to move forward toward financial freedom, we immediately begin implementing solutions.
A free initial consultation and careful evaluation of your individual financial situation by the Ohio bankruptcy attorneys at Fesenmyer Cousino Weinzimmer will point you in the right direction and give you the information you need to help rebuild your life. We will take the stress away from court appearances and make sure your bankruptcy goes as quickly and smoothly as possible.
Don’t delay — call one of our conveniently located office branches or email today to set up your free consultation so we can determine what debt-relief solutions will work best for you.
